We Fix Bad 
Credit

Get A Free & Friendly Action Plan Now:
  • Retrieve your score
  • Review negative items
  • Recommendations to raise your score

Featured. Accredited. Trusted.

Put Our 23 Years of Experience To Work for You

Schedule your 100% free no-obligation consultation now and allow us to use our experience to improve your credit.

Since 1998, our team of experts has been combing through our clients' credit reports and discovering countless inaccuracies.

This specifically means many creditors file late payments, charge-offs and other negative items on your credit report wrong.

So what we do is use consumer protection laws to quickly remove negative items from your credit report. 

This typically increases your credit score with all 3 major credit bureaus. 

How It Works

Getting started is as easy as 1-2-3

1. Talk with an expert

Contact us for a 100% free evaluation (no credit card required).
If we can't help, we'll let you know right away. The last thing we want to do is waste your time or money.

2. We'll battle for you

Cleaning up negative credit begins with us leveraging your consumer protection rights.
We engage all 3 major credit bureaus and creditors to remove inaccuracies on your credit report.

Guaranteed service

With more than 23 years of experience, we always stand behind our work.

If you do not have results in the first 180 days you will get your money back. No questions asked.

American Best Credit Credit has been Providing Ethicaland Friendly Credit Repair Since 1998

At  American Best Credit we know you want to enjoy the benefits of having great credit. And in order to do that, you likely need to increase your credit worthiness. The problem is negative items on your credit report make you vulnerable to not only lenders but many other institutions as well. We believe everyone should enjoy the benefits of great credit even if they’ve made a few mistakes in the past. We understand that too many derogatory notations can really hold you back which is why we’re leading the industry in helping people just like you potentially have a credit profile they’re proud of.

  1. Here’s how we do it:
  2. We meet either by phone or Zoom meeting and develop a customized action plan.
  3. We go to work for you and vigorously fight to improve your credit.

We stand behind our services so if you do not receive results we provide a money back guarantee.

Click here now so you can stop being a victim of bad credit and instead enjoy the all benefits of great credit.

Great Credit Provides A Great Life

Many of life's biggest decisions are impacted by credit. Allow us to help you prepare.

Buy your dream home

Don't allow any inaccuracies on your credit report prevent you from buying the home of your dreams.

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Drive a new luxury car

Significantly increase your approval odds for an auto loan with better terms by analyzing your credit errors.

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Achieve financial goals

Reach your desired financial goals faster and easier than you thought; thus reducing stress and overwhelm.

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Qualify for a better job

Don't allow any inaccuracies on your credit report prevent you from buying the home of your dreams.

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Lower interest rates

Errors on your credit report may continue lowering your credit score, driving your interest rates up on any potential loan

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Credit card approval

Great credit history and scores unlock offers from better credit card companies, allowing lower rates and interest.

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Repair your credit by fixing inaccuracies

Leading studies reveal 79% of credit reports contain mistakes or serious errors.
  • Names
  • Addresses
  • Charge-offs
  • ​Collections
  • Balances
  • Inquiries
  • Bankruptcies
  • ​Late Payments

The Cost of Credit

30 year mortgage

Real People. 
Real Results.

  • Casey

    To whom it may concern,
    My name is Casey, Senior Loan Officer with Principle Funding.
    I have used American Best Credit for some time now. 
    Read Casey's
    Complete Review

    Ron

    I would like to take this time to thank you and your staff for the excellent job you did on saving my step son's house from being foreclosed on.
    Read Ron's
    Complete Review

    George

    American Best Credit Rocks, removed false child support report from Orange County District Attorney, I had fought with the Orange County District Attorney 
    Read George's
    Complete Review

Our Service Guarantee

Your credit results are important to us.

At American Best Credit, we can not guarantee specific results,  we can guarantee to perform our service at the highest level, as agreed upon, per our Terms and your unique credit situation. We promise to deliver our service with transparency, integrity and honesty. Your individual results will vary.

Frequently Asked Questions

What services do you offer?
We start with obtaining a few important pieces of information from you and a report from 3 credit bureaus. Then we analyze your credit report with a fine tooth comb looking for errors, inaccuracies, and law violations pertinent to credit disclosure. Once that step is complete, we move forward to a precisely-outlined and results driven action plan to rebuild your credit.
What affects my credit score?
Credit scores are calculated from a lot of different credit data in your credit report. This data is grouped into five categories:
1). 35% of your credit score is based on your payment history for the accounts with or without outstanding balances.
2). 30% of your credit score is based on your amounts owed (total outstanding debt).
3). 15% of your credit score is based on the length of credit history on your accounts and the length of time each consumer has been in the credit bureau.
4). 10% of your credit score is based on your New Credit Accounts added to your credit history. 10% of your credit score is based on your types of credit accounts added to your credit history.
5). 10% of your credit score is based on your types of credit accounts.
Do you remove collections from credit reports
A collection account can cause serious  damage to your credit score because it indicates that you have not paid your accounts on time and/or you are not willing to repay your accounts. A collection can impact your credit score by as much as 100 points and can remain on your credit report for up to 7 years. When we do a thorough analysis of your credit report, we look for all errors and law violations to help you rebuild your credit.
Does your service really work? I had a bad experience in the past.
American Best Credit team brings together decades of extraordinary experience backed by knowledge and expertise. We are focused on helping you achieve your goals and will work with you step by step as we understand that every person's situation may be different and requires a unique approach. The best way to find out how we can help you is by simply booking a free consultation.
What do I receive during the free consultation?
With our free consultation, you'll have the opportunity to talk to one of our expert team members and receive the following:
*FREE personalized credit coaching
*Free credit report analysis on all your accounts
*Free credit score evaluation and customized action plan.
How do I get started?
Simply click any green button on this page to book your 100%  free no -obligation consultation with our team. We'll start by asking you some questions to learn more about your unique situation, your goals and how we can help you in the best possible way to achieve your dreams. 
Copyright 2021 American Best Credit, Inc. - All Rights Reserved
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